Tag: ca

Your Top Match 🏆 SkyCap Financial Personal Loan SkyCap Financial Bad-credit personal loans across all Canadian provinces No Early Payoff Penalty Why this loan is great: No minimum credit score Available in all 13 provinces Funding within 24 hours APR under 36% benchmark Accepts past bankruptcy Loan Details SkyCap Financial is a Canadian alternative lender…

A Canada-wide bad-credit lender—but read the fine print twice SkyCap Financial Personal Loan APR8.99% – 35.00% Min Credit ScoreNo published minimum Time to FundAs fast as 24 hours Loan Amount$500 – $15,000 Term9 – 60 months Origination FeePossibly 1% – 4% (not clearly confirmed) More Details Late Fee Applies on missed withdrawals, but no dollar…

Your Top Match 🏆 Borrowell Credit Builder Loan Borrowell Build credit from $5 biweekly—0% APR, no credit check Soft Credit CheckReports to BureausNo Early Payoff Penalty Why this loan is great: No credit check 0% APR Starts at $5 biweekly Reports to Equifax monthly Cancel anytime, no fee Newcomer-friendly Loan Details Borrowell Credit Builder is…

Build credit history at 0% APR—reports to Equifax Canada monthly Borrowell Credit Builder APR0% (flat program fee) Min Credit ScoreNo credit check Time to FundN/A (credit-building program) Loan AmountN/A (no cash disbursement) Term48 months Origination Fee$0 (fee included in payments) Reports to Equifax Canada monthly More Details Late Fee None from Borrowell (your bank may…

Your Top Match 🏆 Spring Financial Foundation Spring Financial Build credit with both Canadian bureaus—no minimum score needed Reports to BureausNo Early Payoff Penalty Why this loan is great: No minimum credit score Reports to 2 Canadian bureaus Builds $750 in savings (Gold) $0 setup fee Graduation to Evergreen Loan Loan Details Spring Financial Foundation…

A credit-building program that reports to both Canadian bureaus monthly Spring Financial Foundation APRNot disclosed (credit-building program) Min Credit ScoreNo minimum score required Time to FundN/A (credit-building program) Loan AmountNo upfront cash — Gold builds $750 in savings Term12 months Origination Fee$0 Reports to Equifax Canada and TransUnion Canada monthly More Details Late Fee $30…

Your Top Match 🏆 Fairstone Unsecured Personal Loan Fairstone No collateral, same-day cash, 255+ branches across Canada Soft Credit CheckNo Early Payoff Penalty Why this loan is great: Soft pull pre-qualification No origination fee Same-day funding 255+ in-person branches No prepayment penalty Loan Details Fairstone is one of Canada’s biggest non-bank lenders, offering unsecured personal…

Fast funding with no collateral and 255+ branches across Canada Fairstone Unsecured Personal Loan APR26.99% – 39.99% Min Credit ScoreNot published (near-prime / fair credit) Time to FundAs fast as same day Loan Amount$500 – $25,000 CAD Term6 – 60 months Origination Fee$0 More Details Late Fee $45 NSF (non-sufficient funds) fee if a payment…

Your Top Match 🏆 easyfinancial Personal Loan easyfinancial Fast cash for bad credit—no fees, same-day funding Soft Credit CheckReports to BureausNo Early Payoff Penalty Why this loan is great: No credit score required Same-day funding $0 origination fee Newcomer-friendly No prepayment penalty Loan Details easyfinancial is a major Canadian non-prime lender with 400+ locations, offering…

Fast funding for bad credit borrowers—but high rates demand a clear exit plan easyfinancial Unsecured Personal Loan APR29.99% – 35.00% Min Credit ScoreNone required Time to FundAs soon as same day Loan Amount$500 – $20,000 Term9 – 84 months Origination Fee$0 More Details Late Fee Not publicly disclosed—ask your loan officer before signing Prepayment Penalty…