Your Top Match
🏆 moi RBC Visa
Zero Fees, Real Rewards at Your Favorite Stores
Why this is your top card:
No Annual Fee
2X Points on Gas & Dining
Mobile Device Insurance
Regional Rewards
Card Details
A no-annual-fee rewards card that turns your everyday shopping into savings at stores you already visit. If Metro, Jean Coutu, or Brunet are part of your routine, this card pays you back.
Earn 2X Moi points on gas, dining, and EV charging everywhere—plus double points at participating Moi stores when you swipe both your loyalty card and credit card. Points don’t expire and can be redeemed instantly at checkout.
Network
Visa
Deposit
None required
Annual Fee
No annual fee
Pros
No annual fee for primary or additional cards. Keep it open forever at zero cost.
2X points on gas, dining, and EV charging automatically—no loyalty card needed for these categories.
Stacks with Moi loyalty card at Metro, Jean Coutu, Brunet, Super C, and Première Moisson for double points.
Mobile device insurance up to $1,000 for 2 years when you purchase with this card—rare for a free card.
Welcome bonus of up to 5,000 Moi points (~$40 value) with low spending requirements.
Cons
Regional focus: Moi partner stores are mainly in Quebec, Ontario, and New Brunswick.
2.5% foreign transaction fee—not ideal for travel or USD purchases.
Lower point value (~0.8¢ per point) compared to premium travel cards.
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