Last updated: May 22, 2026
1. Who We Are
Money Fox (“Money Fox,” “we,” “us,” or “our”) is a personal-finance website owned by the Brazilian company Foxhound Digital LTDA (CNPJ 44.451.109/0001-10). We help people with thin credit files, sub-prime scores, recent immigrants, and low-income households build credit and avoid predatory debt. Our revenue comes from programmatic ads and a short list of clearly labeled affiliate links—never direct bank funding—so our reviews stay independent.
2. Notice at Collection
When you enter information on any Money Fox form or interact with our site, you are presented with—or linked to—this Privacy Policy. It tells you:
- What categories of personal information we collect,
- Why we collect it,
- How we use and share it, and
- How you can exercise your privacy rights.
If you do not agree with our practices, please do not use our services.
3. Personal Information We Collect (last 12 months)
| Category of PI | Examples | Sources | Business / Commercial Purposes | Third-party Recipients | Retention |
|---|---|---|---|---|---|
| Identifiers | Name, email, ZIP code | Directly from you | Account creation; newsletters; responding to inquiries | Email service provider | For life of account or until deletion request |
| Device & Usage Data | IP address, browser type, pages viewed, ad interactions | Automatically via cookies & pixels | Site analytics; fraud prevention; ad delivery | Analytics & ad-tech partners | ≤ 26 months |
| Quiz & Calculator Inputs | Self-reported credit score band, income range, debt amounts | Directly from you | Generate personalized tools & advice | None (kept in aggregated form) | ≤ 24 months |
| Marketing Data | Cookie IDs, campaign source, ad IDs | Automatically; from partners | Measure ad performance; tailor offers | Advertising partners | ≤ 13 months |
We do not intentionally collect government-issued IDs, full SSNs, biometric templates, or data from children under 13.
4. How We Collect Data
- Directly from you – forms, quizzes, email replies
- Automatically – cookies, pixels, SDKs
- From partners – analytics and ad networks when you interact with our content or emails
5. How We Use Data
- Provide articles, calculators, and email coaching
- Personalize site content and ads
- Send promotions you opt in to receive
- Analyze traffic and improve our products
- Detect and prevent fraud or abuse
- Comply with legal obligations
6. Sharing & “Selling/Sharing” Under U.S. State Laws
We disclose data only to:
- Service providers (hosting, email, analytics) under written contracts;
- Advertising & affiliate partners to serve relevant offers;
- Legal authorities when required.
Although we never exchange data for money, California and some other states define “sale” or “sharing” broadly to include certain cookie and ad-tech transfers. We therefore treat those transfers as a share and give you the right to opt out (see Section 9).
7. Cookies & Tracking
We use first- and third-party cookies for core site operations, preferences, analytics (e.g., Google Analytics 4), and interest-based advertising (e.g., Google Ad Manager). You can manage cookies via your browser settings or our cookie banner.
8. Your Privacy Rights
| If you live in … | You may | How to exercise |
|---|---|---|
| California (CCPA/CPRA) | Access, know, correct, delete; opt out of “sale/sharing”; limit sensitive PI | Email team@foxhound.com.br. |
| Virginia, Colorado, Connecticut | Access, correct, delete; opt out of targeted ads & profiling | Email team@foxhound.com.br |
| Nevada | Opt out of sale of covered info | Email team@foxhound.com.br |
| Brazil (LGPD) | Confirm, access, correct, anonymize, delete, port, or revoke consent | Email team@foxhound.com.br |
| All U.S. users | Unsubscribe from marketing; file complaints | Any method above |
Verification & timeline. We may verify your identity via the email address or other reasonably necessary data. We will respond within 45 days, extendable once by 45 days with notice.
Appeals (VA/CO/CT). If we deny your request, you may appeal by emailing team@foxhound.com.br with the subject line “Appeal.” We will review and respond within 60 days.
We will not discriminate against you for exercising any privacy right.
9.
California Residents – Your Privacy Choices
Under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), you have the right to opt out of the “sale” or “sharing” of personal information used for cross-context behavioral advertising.
- Email opt-out – Send a message to team@foxhound.com.br with the subject line “Opt-out of sale/sharing.”
We do not collect “Sensitive Personal Information” (as defined by CPRA) in a way that triggers the right to limit its use.
10. Do Not Track Signals
Some browsers send “Do Not Track” (DNT) signals. Because no industry standard exists, we do not currently respond to DNT. Use our cookie controls or GPC instead.
11. Children’s Privacy
Money Fox is not directed to children under 13, and we do not knowingly collect their data. If you believe we have, please email us and we will delete it.
12. Data Security & Retention
We safeguard personal information with TLS encryption in transit, AES-256 encryption at rest, role-based access controls, and quarterly vulnerability scans.
We retain personal data only as long as necessary for the purposes listed above or to meet legal obligations, after which we securely delete or anonymize it (see retention column in Section 3).
13. International Transfers
Our servers and many service providers are located in the United States. By using our services, you consent to your information being transferred to, processed, and stored in the U.S. and other jurisdictions that may have different data-protection standards.
14. Changes to This Policy
We may update this Policy from time to time. Material changes will be posted here with a new “Last updated” date and, if significant, we will also notify you via email or site banner.
15. Contact Us
- Email: team@foxhound.com.br